User talk:Murrsg07

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- Tim Doyle, TaxAlmanac Moderator - Talk to me 07:27, 13 December 2007 (CST)

Yes I am in California, about 30 miles north of Los Angeles. I see you out in the east coast. Sounds like you planning to become an EA?


Stephen Martinez

Florida living

Hi Susanna,

Sorry to take so long to answer, I'm wigged out with all the Christmas rush/fun.

I came here from Colorado and my best clients are still from there. I live in Sebastian, a little town between Melbourne and Vero Beach on the east coast of FL. I had worked with several attorneys and financial planners in Denver and had some great women accountants that I networked with. It's pretty lonely down here or else I just haven't met many accountants. I go back and forth about 3 times a year.

I work part time (or less), so I have an office in the home and am not too active in looking for new clients. But the few that I've connected with expect very low prices for tax work. I use LaCerte and figure that it costs me about $50 per return, even for a 1040. In the past, I would have a minimum of $250 per return, here I've lowered that to $125.

I've worked for a couple of local CPA's and again see that their billing rates are fairly low for the quality of work they do.

Speaking fluent Spanish has to be a wonderful asset. There are many people here from the islands, Cuba, Venezuala, Columbia, who have substantial assets. Also there are many small companies where the owner and most of the employees are comfortable speaking Spanish. Good for you!!

Congrats on getting the EA certification, it just makes you sound more responsible and you have put your ethics and license ahead of the "hey, give me your numbers and I'll save your some $$" guys. I carry on a lot when I write.

Good to hear from another gal in the area, hope this season is good for you. Without the women's network, the tax talk here on line is very helpful.

All the best, Happy Holidays to all those you love, Judy Molliconi Jmolliconi 11:35, 21 December 2007 (CST)

I think we never answered the question on taking a loss if you close out your 401-K. I don't know the answer to that. If they haven't performed well, it seems sensible to go to the broker/admin and tell them to close accts and put it into T Bills. Of course, it's too late this week. And we're not qualified to give investment advice. But I think anyone can understand that CD's and TBills, not mutual funds, are much safer in this crazy economic environment.

Small World

Hi Susanna,

I just got something from Sandysea who is in the same county as I am.

If we all survive, it would be fun to have coffee together in May or June or whenever. Or maybe we'll be at some CPE class at the same time.

Always handy to have a little local network of capable people you trust.

Hope the season is going well. Judy

avon lady

I give the benefit of the doubt to people most of the time. I think she did get the message. She only had that one post and may not be back.Natalie 01:26, 26 February 2008 (CST)Natalie