User:TheTexMax

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I am a CPA just opening my own practice in Cuero, Texas (90 miles southeast of San Antonio and 28 miles west of Victoria, Texas) I will be specializing in individual income tax services and write-up work. I am 54 years old and have 20 years experience in the banking industry. I served as the Chief Financial Officer for three different banks/savings and loans over my career; Cullen/Frost Bankers, Inc. headquartered in San Antonio, Texas from 1976 to 1981; City Savings and Loan Association in San Antonio, Texas from 1985 to 1991; Cuero State Bank in Cuero, Texas from 1991 to 1999. From 1981 to 1985 I was in the real estate development business and along with three partners developed a 48 unit apartment complex in Boerne, Texas, a 40 unit apartment complex in New Braunfels, Texas, and a 16 unit condominium complex in McQueeney, Texas. From 1999 to 2002 I formed and managed a manufactured housing dealership. From 2003 to the present I have been involved in individual income tax preparation services on a seasonal basis only. I am an "Intreprenuer", making the vast majority of my income from various Internet based products and services. I have a Real Estate Brokers license in Texas (currently inactive, but should be activated again by Februay 28, 2006) and I have been a licensed CPA in the State of Texas since 1979.

== I am always willing to share my opinions in my areas of expertise: ==

Bank Taxation Bank Accounting and Data Processing Regulatory Reporting for Banks and Savings and Loans Fianacial Institution Interest Rate Risk Evaluation and Management Bond Portfolio Strategies (primarily for Banks) Strategic Financial Planning and Business Plan Development for Banks and Small Businesses SBA Loan Acquisition Consultation Monitoring Regulatory Compliance for Banks and Savings and Loans Strategic Product Development for Small Community Banks Development of Management's Discussion and Analysis for Annual Reports of Banks and S&Ls General Small Business Planning and Consulting Individual Tax Preparation and Personalized Tax Planning Legal Services Contracts

FEEL FREE TO CONTACT ME IF I CAN BE OF SERVICE TO YOU!

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